CDP-SURAKSHA Platform and e-RUPI: Empowering Horticulture Farmers

The Government of India has launched a digital platform called CDP-Suraksha to provide subsidies to horticulture farmers under the Cluster Development Program (CDP).

CDP-SURAKSHA Platform:

1. Acronym: System for Unified Resource Allocation, Knowledge, and Secure Horticulture Assistance (SURAKSHA).
2. Purpose: Instant disbursal of subsidies to farmers' bank accounts through e-RUPI vouchers from the National Payments Corporation of India (NPCI).
3. Features:
   1. Database integration with PM-KISAN.
   2. Cloud-based server space from NIC.
   3. UIDAI validation.
   4. eRUPI integration.
   5. Local Government Directory (LGD).
   6. Content management system.
   7. Geotagging and geo-fencing.
4. Working:
   1. Access for farmers, vendors, implementing agencies (IA), cluster development agencies (CDA), and officials of the National Horticulture Board (NHB).
   2. Farmers can log in, place orders for planting material, and contribute their share of the cost.
   3. The system automatically calculates the subsidy amount.
   4. e-RUPI vouchers are generated and sent to vendors who provide the planting material to farmers.
   5. Farmers verify delivery through geo-tagged photos and videos.
   6. The IA releases money to the vendor after verification.
   7. The vendor uploads an invoice of the payment.
   8. The IA collects documents and shares them with the CDA for subsidy release.

e-RUPI Voucher:

1. Description: A one-time payment mechanism redeemable at merchants accepting e-RUPI without a card, digital payments app, or internet banking access.
2. Distribution: Shared with beneficiaries via SMS or QR code by organizations or government for a specific purpose or activity.

Conclusion:

CDP-SURAKSHA and e-RUPI aim to streamline and simplify the process of subsidy disbursement to horticulture farmers, ensuring timely and efficient delivery of financial assistance.

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